Going back in time a bit, when PayPal got a reputation for freezing people’s checking accounts, it was always recommended to have a separate checking account with a small balance, to use just for PayPal.
Does Venmo have any such reputation in the market place, where your funds could get frozen for some odd reason?
Asking for a friend who wants to get started.
There is no truth anymore. Only assertions. The internet world has no interest in truth, only vindication for preconceived assumptions.
